I'm in the league and here my reasoning for 2nd getting their money back.
One we're all a bunch of 16 yeard olds (a few younger) so we're not gonna have a much bigger buy in. $40 to us means a lot more than $40 to an adult with a full-time job. 2nd winner takes all makes second place=last place. I don't like that.
It's just a preference of opinion. but I think it makes the most sence if 2nd gets their money back.
And no, my vote has nothing to do with klaxs258 being 7-0. I'll get him in the championship game