I locked in at 5.25% on a 30 year.
But I'm carrying a revolving credit equity loan, which keeps jumping up on me.
I pretty much took all the liquid cash I have and dumped it into the equity loan, but I still owe around $17,000, which (I guess) is manageable. I'm hoping to pay it off within two years.
I'm just glad when I bought 3 yrs ago I didn't listen to my mortgage banker (who's a friend) and go with a 3 or 5 year ARM.
I know a few people in that situation, and they're gonna get killed down the line.
"Beer is proof that God loves us and wants us to be happy."