I agree. Your team looks pretty solid for a 12 man league. I had MSW last year and he looks like a toothpick and is about as durable. I learned this the hard way. But, if he's healthy he's good. Britt has had questionable work ethic and doesn't have a stellar QB. So, those two WRs are kind of iffy right now for me. But, overall it looks like a solid team.
As for Cutler. Yeah, I'd be a little worried if your league has high penalties for INTs. He had about a 1:1 ratio of TD to INTs last year, so for every 6 pts you get for TDs, you might lose 2 for an INT. He was throwing to some short receivers last year, and young ones at that. I believe Greg Olsen was his only over 6' receiver, now he has Aroshamodu also, so I think his INTs will go down. Either way, with a guy like Cutler, you'll definately want to be watching the waivers and see who becomes a hot QB. Garrard will be at least serviceable. Sanchez and Campbell are no go's IMO. Is Alex Smith available? I also think Matt Cassel might have a shot. None of these are a better bet than Cutler, but they might be good to hold as a QB2 and see what plays out.