Although there's a big risk with Mathews, I think the trade is worth it for you. Lloyd will not be starting in your line-up anytime soon, as there would have to be 2 injuries between Calvin Johnson, Welker, and Wallace. So there is no real downside to dealing Lloyd, but I think there is a chance that Mathews could eventually start for you. If CJ reverts back to his suckiness and Murray has his numbers go down once Felix returns, I could see Mathews being someone you could plug in when/if he becomes healthy. There is a decent chance that Mathews might not ever see your starting line-up, but there is a near 100% that Lloyd won't be seeing your line-up either.
I wouldn't.. Matthews killed me last year, and is rearing his ugly, injury-prone head to the guy who has him this year... I'd look for better trade options...
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snap up DMC right away, for sure. like that way better than matthews. altho you may want to look for a waiver WR, megatron is slightly concussed, and welker is banged up.