Luck is a good option to have, but Ryan is a must start IMO.
Cruz and Julio are both really good options, but Cruz is a must start also.
No way I ever bench Ryan or Cruz, so play them.
Just out of curiosity, who else do you have at WR and/or Flex? It seems odd to have Julio on the bench unless you have an excellent option besides him.
Kickers are a roll of the dice, so no comment on that.
Here's mine: viewtopic.php?t=527243
QB: R Griffin III, A Luck
RB: A Foster, F Gore, T Richardson, K Hunter, M Hardesty, A Green
WR: V Cruz, M Austin, P Garcon, S Moss, B Hartline
TE: J Witten
K: Matt Bryant